A hybrid of centralization and decentralization is counter-balance of delivering effective IT capabilities.

Creativity is like the light, the reason we see the light because the “switch” is on and the connection is made.

Genuinely intelligence-led operations have to be embedded into both processes and more importantly mindsets to bridge the gaps in Risk Management.

The art of decision making includes the art of questioning.

Creativity is an inherent ability that cannot be taught, only developed.

Creativity is a high level of thinking and intelligence.