"It takes money to make money, even begging. Humans are herd animals. If a stranger’s bleeding to death beside the road, most people won’t stop to offer a Band-Aid. But get the ball rolling with a couple Good Samaritans, and before you know it you’ve got more eager philanthropists than you know what to do with."

"Of the billionaires I have known, money just brings out the basic traits in them. If they were jerks before they had money, they are simply jerks with a billion dollars."

"The Americans’ great wealth (and their great love for it) makes it precisely the appropriate metaphor. Supply and Demand as a principle has permeated their minds. As a practice, it stains all the way down to their souls."

"More than ever, a college diploma unlocks economic opportunity, provides students with a wealth of new skills and knowledge, and encourages innovation and growth. But more than ever, it also comes with a mountain of student loan debt."

"Poverty is not just a sad accident. Yes, it’s partly about lack of jobs, “but it’s also a result of the fact that some people make a lot of money off low-income families and directly contribute to their poverty.” Matthew Desmond."