"It takes money to make money, even begging. Humans are herd animals. If a stranger’s bleeding to death beside the road, most people won’t stop to offer a Band-Aid. But get the ball rolling with a couple Good Samaritans, and before you know it you’ve got more eager philanthropists than you know what to do with."

"You cannot hold on to anything good. You must be continually giving - and getting. You cannot hold on to your seed. You must sow it - and reap anew. You cannot hold on to riches. You must use them and get other riches in return."

"And were you punished? No. Why? Because you were rich.'Money and talent aren't the same thing.'That’s because you can inherit money that was earned by your ancestors,' said Sister Carlotta. 'And everybody recognizes the value of money, while only select groups recognize the value of talent."

"Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It's a trap for the rest of your life because the laws are designed so that you can't get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy."

"Your money habits and investment strategy is not all about what you do, but much about who you are. Become the person it takes to do, succeed, and innovate."

"Money is only used for two things. One, it's to make you comfortable, and the more comfortable you are the more creative you will become. And the other purpose is it enables you to extend the service you provide far beyond your own presence."